01 septembre 2016

Onboard measurement of risk of accident with SafetyNex (real time risk assessment) : Application to prevention & auto insurance

Onboard measurement of risk of accident with SafetyNex (real time risk assessment) : Application to prevention, auto insurance pricing, respecting privacy of driver  1 – Introduction Onboard telematics, smart phones, connected devices, are now in use to monitor driver’s behaviour : habits, way of driving, etc ... Many organizations are interested to collect, use and monetize those data, and one of the key questions is about the driver, privacy and choice to share data, and also his interest: What will he/she get in return... [Lire la suite]

16 décembre 2015

Some drivers are quiet but still dangerous (in a road safety point of view)

Some drivers are quiet but still dangerous (in a road safety point of view) : Most people think that brutal drivers (strong braking, etc ...) are dangerous. The hypothesis is that they do not anticipate enough and then they areled to brake very strongly. Many Insurance Companies developped their own onboard "dirving style" estimation that scores this kind of hypothesis. Unfortunately, this idea (that seems to be logical) is not validated by facts : there are brutal drivers that are not dangerous, and there are quiet driversthat are... [Lire la suite]