30 novembre 2016
Return On Investment (ROI) for a car insurance company using onboard telematics A lot of car insurance companies now start Proofs Of Concepts (POCs) with onboard telematics. The idea is to apply digital new capabilities to find new business models for car insurance. We present a completely disruptive vision and telematics solution (SafetyNex) that first proposes to increase margin of car insurer, and then second, allows to use UBI (Usage Based Insurance) solutions such as Pays As You Drive and Pay How You Drive. Read... [Lire la suite]
10 septembre 2016
Deep changes in the business of car insurance. Contribution of smartphone App SafetyNex in this global context.
Deep changes in the business of car insurance. Contribution of smartphone App SafetyNex in this global context. 1 - Role of the insurer The insurance idea would have appeared on the occasion of the first great journey by boat, and the appearance of "modern" insurance is generally dated from the 19th century. The principle of insurance is easy to understand : if accidents are rare (compared to the number of occurrences - travel, car trips, etc.), a simple and prudent idea then is to "put aside" a certain amount of money for... [Lire la suite]
25 janvier 2016
What Is a Telematics Device? If you're a responsible driver, using a telematics device provided by your insurance company could be a great way to save since some companies offer a discount on your insurance for safe driving habits. If you're not sure what a telematics device is or what it does, read on for some handy information. A telematics device is generally a system that you install in your car that records information about your driving habits, such as the number of miles you drive, your speed, and how... [Lire la suite]